Are you planning a family?

Medical aid is essential to cover costs incurred by doctors and hospitals.  Getting the right cover can be intimidating because there is just so many to choose from.

Allow us to look for the option that suits your needs and your budget best.  We have a comparison tool finding the most suited options and showing you the benefits offered by each one.  This narrows down the almost impossible task of looking through pages of information.

We would also be able to address any questions you might have as well as to explain the rules of joining a medical scheme.

 GAP COVER

Gap cover is a short term insurance stated benefit product that covers the difference between the medical aid rate and private rates charged by doctors or specialists for in-hospital treatment.

If your medical aid covers you at 100% in hospital, Gap Cover will cover up to 500% on top of what your medical aid pays.

Aneasthetist, gynaecologist, radiologist, pathologist and other specialist surgeons are covered while in hospital.

Gap cover can be used with any medical aid.

Children are covered up to age 25 if studying, proof would be needed from the institution every year.

Contact us for more info 0861 633 336

If you own a vehicle then insurance is something you will have to think about.  It is not a law to have vehicle insurance but it would certainly protect you against potential losses.  Let us assist you to find the most suitable cover meeting your needs and budget.

Home insurance is vital as potential losses caused by theft or accidental damage are very high. Homes are most likely our most valuable asset and therefore it is worth getting the right insurance to ensure that it stays that way.  You can insure the contents of your home and/or the building.

Questions to ask when considering home contents insurance:

1.  What does public liability mean?

2.  Explain what average means.

3. When should I specify any valuable items under my insurance cover?

4.  Do I need to take an inventory of all the contents in my home?

5.  Does my cover include theft, weather-related claims, when visitors damage goods and other household accidents?

6.  If I move house, will the content be covered when transported from the one home to the other?

WHY LIFE INSURANCE

Accidents happens to everyone and almost everyday!

Life insurance is a product needed by everyone but could be a scary and intimidating issue when making provision for your death.

We believe that getting life insurance should be simple and straight forward.

When deciding what type of life insurance you should purchase, you need to consider the risks that you are exposed to and how best to manage each one.  Risks changes and therefore it is essential to at least evaluate your situation once a year so that you can make appropriate changes when necessary.

RISKS to consider:

1.  The financial impact your death would have on your surviving family.

2.  When loosing your income through disability or impairment.

3.  When you are faced with a severe illness and the burden of the costs associated with it.

4. Losing or being denied insurance cover in the future, either because of a temporary inability to make the contribution payments for some reason, or because of your health circumstances changing.

Allow us to assist you with this daunting task.  

did you know?

You are entitled to a lower monthly premium as a female driver because you are viewed as a lower risk than male drivers.  Get a quote now

COMMERCIAL INSURANCE helps cover your business from theft, fire and everything else you do not want to happen.  To remain safe in the knowledge that your assets are covered, make sure to contact us for the best deal in the market!